SFR Charge-Off
Confirmed losses. When this follows delinquencies up, the cycle is real.
- source
- FRED
- frequency
- quarterly
- units
- percent
- s.a.
- yes
SFR charge-offs sit at zero, flat versus a year ago—which is either reassuring or a data gap depending on how you read it. The FRED series itself has been stuck at or near zero since mid-2024, suggesting either that confirmed losses on single-family rental loans have genuinely collapsed to statistical invisibility or that the small-bank lenders who originate most SFR paper aren't reporting losses granularly enough to move the needle. The real signal lives upstream: watch the SFR delinquency rate to see whether stress is actually building before it flows through to charge-offs. A zero that stays zero while delinquencies climb is the canary—it means the losses are queued up and the cycle is real, just not yet confirmed in the books.
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SFR Charge-Off — Confirmed losses. When this follows delinquencies up, the cycle is real.
Freq: quarterly · Source: FRED
"""
from fredapi import Fred
fred = Fred(api_key="YOUR_FRED_API_KEY")
series = fred.get_series("CORSFRMACBS")
print(series.tail())You are analyzing FRED series CORSFRMACBS — Charge-Off Rate on Single-Family Residential Mortgages, All Commercial Banks. Context: Confirmed losses. When this follows delinquencies up, the cycle is real. Attributes - Units: percent - Frequency: quarterly - Source: FRED Latest observation: 0.00% as of 2026-04-01 Year-over-year change: n/a Analyze this metric for a tech-forward real estate investor with 1–3 properties. What is it signaling right now? What should I watch next?