The data, catalogued.

The Fed's data warehouse. Macro, rates, prices, labor — one API.

Every rate, spread, and macro indicator a leveraged investor needs, in one canonical store. If your model needs MORTGAGE30US or DGS10, you pull it from here — not a screenshot from CNBC.

Metro and county labor, wages, rent inflation, openings. Five program families in one catalog.

National unemployment is a macro headline; what matters for rent demand is Tampa MSA payrolls, Hillsborough County wages, and South-region rent inflation. BLS publishes all of them natively — LAUS for unemployment at MSA + county, CES for metro sector employment, QCEW for county-grain wages, CPI-U for regional rent + owners'-equivalent-rent, JOLTS for national labor-market tightness. Every FL / US benchmark available is shown beside the Tampa line, so you read the local cycle against the state and national cycle without leaving the catalog.

Monthly market tracker — Hillsborough County, benchmarked against Florida and the U.S.

Fourteen sale-side signals every Hillsborough investor watches — median sale price, inventory, months of supply, DOM, price drops, sold-above-list share. Every metric charts Tampa against Florida and the U.S., so you read the local market against the state and the nation, not in isolation.

Monthly listings inventory — Hillsborough County, benchmarked against Florida and the U.S.

The monthly supply scan every Hillsborough investor should run before writing an offer — list price, days on market, price-cut share, pending ratio. Every metric charts Tampa alongside Florida and the U.S., so you read local conditions against the state and the nation, not in isolation.

Home values, rents, listings, sales, affordability — 33 series across the full housing cycle.

ZHVI + ZORI are the home-value and rent benchmarks you can defend in any conversation; the other 31 metrics cover supply, demand, velocity, and affordability — so you can read a metro from list to close without leaving one catalog. Tampa MSA charts with Florida + United States benchmarks wherever Zillow publishes state lines. Wide-format CSVs — reshape with pd.melt before plotting.

Who got approved, at what rate, where. Mortgage credit flow.

FRED tells you the rate; HMDA tells you who actually gets the loan at it. Origination counts, denial rates, and rate spreads by MSA show whether credit is loosening or tightening in your market — the flow FRED's headline rate can't see.

Demographics, income, housing stock. Tract-level granularity.

The only free source that goes from MSA down to census tract on income, tenure, vacancy, and housing age. ACS 5-Year is what underwrites every "is this a renter market?" call.

Fair Market Rents, income limits, and cost-burden tabulations. The voucher baseline.

HUD sets the Section 8 rent ceiling for every county you'd underwrite — if your pro forma asks "what's the max a voucher pays on a 2BR here," HUD FMR is the literal answer. Income Limits define the 30/50/80% AMI thresholds every housing program keys off; CHAS tabulates how many renter and owner households are cost-burdened by income tier — the distress signal ACS alone can't cut across tenure and income.

Disaster declarations, NFIP claims, IHP registrations. Climate cost, counted.

Insurance is now a line item that kills Florida deals, and FEMA is the only free federal source that quantifies it at county grain. Disaster declarations, NFIP flood claims, and IHP assistance registrations tell you whether the risk profile is moving — not just how much State Farm is charging this quarter.